SMSF Property Investment
A Self-Managed Superannuation Fund (SMSF) gives you full control over how your retirement savings are invested. Unlike industry or retail superannuation fund, an SMSF allows you to directly invest in high-performing assets — including overseas property.
Why Use Your Superannuation Fund to Invest in Property?
With an SMSF, you can tailor your investment strategy around your goals. At ROI Investments, we help Australians legally and strategically invest their superannuation fund into exclusive pre-construction properties in Lombok and East Indonesia — regions that offer high returns, long-term growth, and powerful tax benefits.
How It Works
Using your SMSF to buy property requires compliance with the Sole Purpose Test — your investment must genuinely serve your retirement, not personal use. Here’s what that means:
No personal use: You or your relatives cannot live in or use the property before retirement.
Rental income: Earnings from the property go back into your SMSF to grow your fund.
Retirement-focused: All investment decisions must align with building long-term wealth.
Why Lombok & East Indonesia?
Higher ROI: Properties in Lombok are seeing capital gains of 50–80% within 12 months.
Low entry prices: Luxury villas from just AUD 75,000 AUD
Tax efficiency: No land tax, no capital gains tax, no inheritance tax
SMSF Property Investment Benefits
Investing in property through your SMSF offers a range of advantages, including a concessional tax rate of just 15% on rental income, greater diversification beyond shares and managed funds, strategic asset protection under superannuation law, and the ability to generate passive income from fully managed properties.
Frequently Asked Questions
CAN I LIVE IN AN SMSF PROPERTY?
No — the property must be strictly for investment purposes until you reach retirement.
CAN I USE MY SMSF TO BUY OVERSEAS PROPERTY?
Yes. Australian law allows SMSFs to invest in international property as long as it passes the sole purpose test and is compliant.
HOW DO I STAY COMPLIANT?
Our network of advisors and specialists ensures all documentation, legal structure, and reporting are handled properly.
WHAT ARE THE RISKS?
Like any investment, property carries risks. We reduce this by only offering vetted, high-performing assets and full-service support.
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